Call Management

Best business phone systems UK (2026): how to choose, 14 ranked

Choose a UK business phone system in ten minutes. 14 providers ranked on published UK prices, a team cost calculator, and the PSTN, 999 and porting rules.

S

Simon

· 15 min read

The short answer

  • Out and about, 1 to 20 people: a mobile-first cloud phone system that texts from the business number. Line ranks first here for this.
  • At desks all day, need call queues and desk phones: Zoom Phone, RingCentral or Vonage.
  • Lowest bill with no contract: Yay.com or CircleLoop.
  • Already on Microsoft 365: Microsoft Teams Phone.
  • Budget: £5 to £25 per user a month, excluding VAT. Use the cost calculator for your own team.
  • Deadline: the old copper phone network switches off on 31 January 2027.

A business phone system gives your team one set of business numbers, and rules for who answers, what happens when nobody does, and where the record of each call lives. In 2026 almost every UK system runs over the internet. The choice is no longer landline or VoIP. It is which kind of internet phone system fits the way your team works.

This guide does three things. It helps you find the type of system you need in four questions. It ranks 14 providers that sell to UK businesses, using their published UK prices. And it explains the UK rules that change what you should buy: the switch-off, 999, number porting and your contract rights.

The old copper phone network switches off. Openreach says there is no extension.
31 Jan 2027
Openreach, 31 July 2026
Business premises still on the old network in July 2026, out of about 1.5 million lines.
350,000
Openreach, 31 July 2026
Openreach's wholesale line rental after the final rise on 1 October 2026. An old line costs more every month you keep it.
2×
Openreach, 31 July 2026
The most service you can lose when you move your number, once the port is ready. You keep the number.
1 working day
Ofcom General Conditions, C7

Find the right phone system in four questions

Answer four questions. The shortlist re-ranks as you click, using the same scores as the full ranking below.

1. How many people answer the phone?
2. Where do they work?
3. What must it do? Pick any
4. What matters more?

The type of system you need

A cloud phone system with a mobile app, so desks and the road share one number

  1. 1LineBest for teams on the move83/100£60.25/mo for 5
  2. 2Zoom PhoneBest for teams already on Zoom78/100£72/mo for 5
  3. 3Yay.comBest on a tight budget73/100£74.95/mo for 5

Why Line

  • Texts and WhatsApp from the UK business number, in one thread per customer
  • AI receptionist on Pro and Business, and a missed-call text on every plan
See the full ranking

The best business phone systems in the UK, ranked

We scored each provider on six things a UK business needs, using the facts on its own UK pricing page. Cost is the monthly bill for a team of five on a no-contract plan. How we ranked them shows every rule.

Line wrote this guide and Line is in the ranking. No provider paid to be included or to change its position. Every competitor price links to its source.

Business phone systems ranked for UK small businesses, with the monthly cost for a team of 5
#ProviderScoreTeam of 5, a monthTexts on UK number
1Line

Best for teams on the move

87.0
£60.25
2Zoom Phone

Best for teams already on Zoom

81.0
£72
3Yay.com

Best on a tight budget

75.0
£74.95
4CircleLoop

Best for simple unlimited calling with texts

72.0
£75
5Aircall

Best for sales and support teams

68.0
£150
6Dialpad

Best for AI call notes

67.0
£110
7sipgate

Best for call queues on a budget

64.0
£89.75
8RingCentral

Best for growing offices

64.0
£94.95
9Vonage

Best for simple unlimited calling

61.0
£96
10bOnline

Best for desk phones on a contract

60.0
£69.75
11Virtual Landline

Best low-cost office extensions

59.0
£49.75
12Microsoft Teams Phone

Best for Microsoft 365 businesses

55.0
£81
13BT Digital Voice for Business

Best like-for-like landline replacement

46.0
£90
148x8

Best for contact centres

39.0
Quote

1. Line

Best for teams on the move

87.0/100

£60.25 a month for 5

Line is a UK business phone system built around the mobile app, with calls, texts and WhatsApp from one UK number in a shared inbox. It has the strongest texting and missed-call handling in this ranking, and no contract, but no desk phones.

Price
From £4 a month with one UK number, plus 5p a minute for calls you make and 8p a text
UK calls
Pay per minute at the plan's rate
Contract
Monthly, no setup fee, no minimum term
Hardware
None. Calls ring the app on mobiles and laptops
Texts
Yes, from UK mobile (07) numbers
WhatsApp
Yes, in the same inbox as calls and texts
AI and missed calls
AI receptionist included on Pro and Business, an add-on on Starter. Missed-call text back

Score breakdown

  • Cost3/5
  • Works on the phones you own5/5
  • Texts and WhatsApp5/5
  • Missed calls and AI5/5
  • Contract terms5/5
  • Call handling4/5

Why pick it

  • Texts and WhatsApp from the UK business number, in one thread per customer
  • AI receptionist on Pro and Business, and a missed-call text on every plan
  • No contract, no setup fee, and no hardware to buy

Watch out for

  • Calls are charged per minute, so a heavy-calling team can pay more than on an unlimited plan
  • No desk phone handsets
  • Line does not carry 999 calls. Dial 999 from the phone's own dialler

Line wrote this guide. Sources: Line pricing. Checked 29 September 2026. Prices exclude VAT.

2. Zoom Phone

Best for teams already on Zoom

81.0/100

£72 a month for 5

Zoom Phone's UK and Ireland Unlimited plan is one of the cheapest ways to get unlimited UK calls with call queues and AI call summaries. Texts only work from UK mobile numbers after an identity check, and 999 does not work from those mobile numbers.

Price
£14.40 per user a month, or £12.80 billed yearly. Metered from £9.60
UK calls
Unlimited UK and Ireland calls
Contract
Monthly or yearly. Up to 16% off yearly
Hardware
None needed. Desk phones supported
Texts
UK SMS from 07 numbers only, after business ID checks
WhatsApp
Not listed
AI and missed calls
AI call summaries included. AI receptionist coming soon in the UK

Score breakdown

  • Cost3/5
  • Works on the phones you own5/5
  • Texts and WhatsApp4/5
  • Missed calls and AI3/5
  • Contract terms5/5
  • Call handling5/5

Why pick it

  • Unlimited UK calls at a low monthly price
  • Post-call AI summaries and task extraction included
  • Call queues, desk phones and the Zoom apps your team may already use

Watch out for

  • 999 does not work from UK mobile numbers on Zoom
  • Texts need a UK 07 number and identity documents
  • Number porting can take up to 30 business days

Sources: Zoom Phone pricing, Zoom UK number rules. Checked 29 September 2026. Prices exclude VAT.

3. Yay.com

Best on a tight budget

75.0/100

£74.95 a month for 5

Yay.com is a UK VoIP provider with three plans, no contract and free Microsoft Teams Direct Routing. Its Standard plan is good value for 750 minutes a user, and AI summaries are on Premium only.

Price
£14.99 per user a month, or £11.99 billed yearly. Core from £5.99
UK calls
750 UK and US minutes per user. Unlimited inbound
Contract
No contract. Monthly or yearly
Hardware
None needed. VoIP handsets optional
Texts
Yes, SMS on every plan
WhatsApp
Not offered
AI and missed calls
Voicemail transcription on Standard. AI summaries on Premium

Score breakdown

  • Cost3/5
  • Works on the phones you own5/5
  • Texts and WhatsApp4/5
  • Missed calls and AI2/5
  • Contract terms5/5
  • Call handling4/5

Why pick it

  • No contract and no setup fee
  • Microsoft Teams Direct Routing at no extra cost
  • Apps on every platform, including Linux and web

Watch out for

  • No AI answering
  • AI transcription and summaries need Premium at £24.99
  • Only one number included per account

Sources: Yay.com plans, Yay.com AI summaries. Checked 29 September 2026. Prices exclude VAT.

4. CircleLoop

Best for simple unlimited calling with texts

72.0/100

£75 a month for 5

CircleLoop is a UK cloud phone system with two simple plans, no contract and free number porting, with call menus and call recording on both. It texts only from an extra UK mobile number, and has no AI answering, WhatsApp or call queues.

Price
£15 per user a month. Pay As You Go £5 plus calls from 3p a minute
UK calls
Unlimited to UK 01, 02, 03, 0800 and most 07 numbers, plus the US, Canada, Ireland, Australia and New Zealand
Contract
No contract, no setup fee
Hardware
None needed. Headsets optional
Texts
From an extra 07 number, from £2 a month. 4p a text, UK only
WhatsApp
Not offered
AI and missed calls
Voicemail to text. No AI answering

Score breakdown

  • Cost3/5
  • Works on the phones you own5/5
  • Texts and WhatsApp4/5
  • Missed calls and AI2/5
  • Contract terms5/5
  • Call handling3/5

Why pick it

  • No contract, no setup fee and free porting
  • Apps for iOS, Android, Windows, Mac and web
  • HubSpot, Zoho, Microsoft 365 and Slack integrations

Watch out for

  • No AI answering or missed-call automation
  • Texting needs an extra 07 number and a request to support
  • Only a 7-day free trial

Sources: CircleLoop pricing, CircleLoop features, CircleLoop SMS help. Checked 3 October 2026. Prices exclude VAT. Line vs CircleLoop

5. Aircall

Best for sales and support teams

68.0/100

£150 a month for 5

Aircall is a cloud phone system for sales and support teams, with over 250 integrations, SMS on UK mobile numbers and WhatsApp as an add-on. It is the most expensive self-serve option here, with a three-licence minimum.

Price
£30 per licence a month, or £25 billed yearly, minimum 3 licences
UK calls
1,000 UK outbound minutes per user. Unlimited inbound
Contract
Monthly or yearly. Renews automatically unless you give 30 days' notice
Hardware
None needed
Texts
UK SMS from 07 numbers only. Rates on request
WhatsApp
Add-on, £8 per seat a month plus Meta's fees
AI and missed calls
AI Voice Agent: 50 free minutes a month, then 37p a minute. Transcripts included

Score breakdown

  • Cost1/5
  • Works on the phones you own4/5
  • Texts and WhatsApp4/5
  • Missed calls and AI4/5
  • Contract terms4/5
  • Call handling5/5

Why pick it

  • Over 250 integrations, including HubSpot, Salesforce and Zendesk
  • SMS and WhatsApp alongside calls
  • Call queues, recording and team reporting

Watch out for

  • The highest per-user price in this ranking
  • Minimum of three licences
  • Number porting can take up to six weeks

Sources: Aircall UK pricing, Aircall SMS help, Aircall AI Voice Agent charges. Checked 3 October 2026. Prices exclude VAT. Line vs Aircall

6. Dialpad

Best for AI call notes

67.0/100

£110 a month for 5

Dialpad puts live transcripts and AI call summaries on its entry plan, with unlimited UK calls. It is expensive on monthly billing, its UK pricing page lists texting as US and Canada only, and Microsoft Teams and CRM integrations start on Pro.

Price
£22 per user a month, or £12 billed yearly. Pro £28, or £20 yearly
UK calls
Unlimited calls in the UK, US and Canada
Contract
Monthly, or yearly paid up front. Yearly renews automatically
Hardware
None needed
Texts
Unclear. The UK pricing page lists SMS as US and Canada only
WhatsApp
Only in its contact centre product, from £94 a user
AI and missed calls
Live transcripts and AI call summaries on every plan. AI Agent £1.49 a voice conversation

Score breakdown

  • Cost2/5
  • Works on the phones you own5/5
  • Texts and WhatsApp3/5
  • Missed calls and AI3/5
  • Contract terms4/5
  • Call handling4/5

Why pick it

  • Transcripts and call summaries included from Standard
  • Unlimited UK calls
  • 14-day free trial

Watch out for

  • Monthly billing costs nearly twice the yearly price
  • Its UK pricing page lists texting as US and Canada only
  • Teams, Salesforce and HubSpot integrations need Pro, minimum three users

Sources: Dialpad UK pricing, Dialpad messaging help, Dialpad AI Agent rates. Checked 3 October 2026. Prices exclude VAT. Line vs Dialpad

7. sipgate

Best for call queues on a budget

64.0/100

£89.75 a month for 5

sipgate team is a UK cloud phone system with call queues and an auto attendant on its business L plan and a 30-day free trial. It needs at least two users, and AI call summaries are capped unless you pay for a higher app tier.

Price
£17.95 per user a month, minimum 2 users. business S from £12.95
UK calls
UK flat rate to landlines and mobiles
Contract
Cancel monthly
Hardware
None needed
Texts
Web SMS from 5.9p a message
WhatsApp
Not offered
AI and missed calls
AI Assist summaries, 10 a month included

Score breakdown

  • Cost2/5
  • Works on the phones you own4/5
  • Texts and WhatsApp3/5
  • Missed calls and AI3/5
  • Contract terms4/5
  • Call handling4/5

Why pick it

  • Call queues, auto attendant and busy lamps on business L
  • 30-day free trial with no bank details
  • Free number porting

Watch out for

  • Minimum of two users
  • Its help centre says only 01 and 02 numbers can be ported
  • Unlimited AI summaries need a paid app tier

Sources: sipgate prices, sipgate emergency calls. Checked 29 September 2026. Prices exclude VAT.

8. RingCentral

Best for growing offices

64.0/100

£94.95 a month for 5

RingCentral RingEX is a full cloud phone system with apps, call queues, desk phones and deep CRM integrations. It is priced well on a yearly contract, but it has no SMS on UK numbers and its AI receptionist is a separate add-on.

Price
£18.99 per user a month, or £14.99 billed yearly, for 2 to 19 users. One user pays £23.99
UK calls
750 UK and EMEA outbound minutes per user
Contract
Monthly or yearly. Terms renew for the same length unless you give 30 days' notice
Hardware
None needed. Desk phone rental only on a multi-year contract
Texts
Not on UK numbers. Planned for Q3 2026, not launched
WhatsApp
Only in the RingCX contact centre
AI and missed calls
AI Receptionist add-on, £32 an account a month for 100 minutes, then 40p a minute

Score breakdown

  • Cost2/5
  • Works on the phones you own4/5
  • Texts and WhatsApp1/5
  • Missed calls and AI4/5
  • Contract terms4/5
  • Call handling5/5

Why pick it

  • Call queues, auto attendant, recording and reporting
  • Microsoft 365 and Google integrations from Standard, CRM from Premium
  • Low per-user price on a yearly contract

Watch out for

  • No SMS on UK numbers
  • The app cannot make 999 calls over Wi-Fi
  • The best prices need a yearly commitment

Sources: RingCentral UK pricing, AI Receptionist pricing, Emergency services, UK SMS request. Checked 3 October 2026. Prices exclude VAT. Line vs RingCentral

9. Vonage

Best for simple unlimited calling

61.0/100

£96 a month for 5

Vonage Business Communications offers per-user plans with unlimited UK calls from the Core plan up, sold on a quote. A £3.50 monthly fee applies to every user and number, texting from UK numbers needs the top plan's eSIM, and the minimum term is set in each order.

Price
£15 per user a month, plus a £3.50 RCIP fee per user and per number. Express £10, Max £25
UK calls
Unlimited UK landline and mobile calls
Contract
Minimum term set in your order. 30 days' notice to cancel
Hardware
None needed. Desk phones available
Texts
Only on Max, from the eSIM, outside the main app
WhatsApp
WhatsApp channel for UK accounts since 2026. Price not published
AI and missed calls
AI Virtual Assistant add-on, billed in AI tokens. Price not published

Score breakdown

  • Cost2/5
  • Works on the phones you own4/5
  • Texts and WhatsApp3/5
  • Missed calls and AI2/5
  • Contract terms3/5
  • Call handling5/5

Why pick it

  • Unlimited UK calls on Core
  • CRM integration and Microsoft Teams compatibility on Core
  • Carries 999 calls in all four UK nations

Watch out for

  • The business app texts in the US and Canada only
  • A £3.50 monthly RCIP fee per user and per number, not on the pricing page
  • Minimum term and early termination charges. Chat-only support
  • Number transfers take at least 20 business days

Sources: Vonage UK pricing, Vonage 999 support, Vonage RCIP fee, Vonage app texting. Checked 3 October 2026. Prices exclude VAT. Line vs Vonage

10. bOnline

Best for desk phones on a contract

60.0/100

£69.75 a month for 5

bOnline is a UK VoIP provider for small businesses, with unlimited UK calls, apps on every platform and low-cost Yealink handsets. Its prices assume a 12 to 36 month contract that rises by £1.50 each April, and it publishes no business texting.

Price
£13.95 per user a month on a 12, 24 or 36 month contract. Starter from £7
UK calls
Unlimited UK landline and mobile calls, fair use 2,000 minutes
Contract
12, 24 or 36 months. Prices rise £1.50 each April
Hardware
None needed. Handsets from £47
Texts
Not published
WhatsApp
Not published
AI and missed calls
Transcripts and summaries on the £19.95 AI plan. AI receptionist coming soon

Score breakdown

  • Cost3/5
  • Works on the phones you own5/5
  • Texts and WhatsApp1/5
  • Missed calls and AI2/5
  • Contract terms3/5
  • Call handling4/5

Why pick it

  • Unlimited UK calls at a low contract price
  • Low-cost desk phones, ready configured
  • 30-day trial

Watch out for

  • Contract of 12 months or more
  • Prices rise £1.50 per user every April
  • CRM integrations cost £8 a month extra

Sources: bOnline pricing. Checked 29 September 2026. Prices exclude VAT. Line vs bOnline

11. Virtual Landline

Best low-cost office extensions

59.0/100

£49.75 a month for 5

Virtual Landline sells cheap per-user office phone plans with unlimited UK landline calls and call recording. Every plan needs a 12-month contract and at least two users, and it does not support text messages.

Price
£9.95 per user a month, minimum 2 users, 12-month contract. Office Lite from £6.95
UK calls
Unlimited UK landline calls and 1,000 mobile minutes per user
Contract
12-month minimum
Hardware
None needed. Handsets from £54
Texts
No. Virtual Landline does not support SMS
WhatsApp
Some numbers can be registered with WhatsApp Business
AI and missed calls
No AI answering or transcription published

Score breakdown

  • Cost4/5
  • Works on the phones you own4/5
  • Texts and WhatsApp1/5
  • Missed calls and AI2/5
  • Contract terms3/5
  • Call handling3/5

Why pick it

  • One of the lowest per-user prices for unlimited UK landline calls
  • Call recording on Office Complete
  • iOS, Android and PC apps

Watch out for

  • No text messages
  • 12-month contract and a two-user minimum
  • Only 1,000 minutes a month to mobiles

Sources: Virtual Landline plans. Checked 29 September 2026. Prices exclude VAT. Line vs Virtual Landline

12. Microsoft Teams Phone

Best for Microsoft 365 businesses

55.0/100

£81 a month for 5

Teams Phone adds ordinary phone numbers to Microsoft Teams, so staff call customers from the app they already use all day. It is sold only on a yearly subscription, needs a separate Teams licence, and cannot send SMS on UK numbers.

Price
£13.10 per user a month, paid yearly, plus a Teams licence from £3.10
UK calls
3,000 UK outbound minutes per user
Contract
Yearly subscription. The one-month trial converts to 12 months
Hardware
None needed. Teams-certified desk phones available
Texts
Not in the UK. US and Canada only
WhatsApp
Not offered
AI and missed calls
Voicemail transcription. Call recaps need Teams Premium at £7.70

Score breakdown

  • Cost2/5
  • Works on the phones you own4/5
  • Texts and WhatsApp1/5
  • Missed calls and AI2/5
  • Contract terms3/5
  • Call handling5/5

Why pick it

  • Calls, chat and meetings in one app your team already knows
  • Auto attendants, call queues and desk phone support
  • Choice of Microsoft calling plans or a UK operator

Watch out for

  • No SMS on UK numbers
  • Annual commitment only
  • AI call recaps need another paid licence

Sources: Microsoft Teams Phone, Teams SMS overview. Checked 29 September 2026. Prices exclude VAT.

13. BT Digital Voice for Business

Best like-for-like landline replacement

46.0/100

£90 a month for 5

BT Digital Voice for Business replaces an old landline with unlimited UK calls, a UK number and a softphone, for businesses of up to 10 people. Prices rise by £1 every April, and BT publishes no texting or AI answering.

Price
£18 per user a month. Essential £15 without auto attendant. Rises £1 each April
UK calls
Unlimited UK calls
Contract
Contract length not published
Hardware
Webex softphone included. Desk phones available
Texts
Not published
WhatsApp
Not published
AI and missed calls
Not published. Voicemail and auto attendant

Score breakdown

  • Cost2/5
  • Works on the phones you own3/5
  • Texts and WhatsApp1/5
  • Missed calls and AI2/5
  • Contract terms3/5
  • Call handling3/5

Why pick it

  • Unlimited UK calls from a name most customers know
  • Hunt groups and an auto attendant on Enhanced
  • A direct replacement for a line affected by the switch-off

Watch out for

  • Only for businesses of up to 10 people
  • Prices rise by £1 per user every 1 April
  • No published texting or AI features

Sources: BT Digital Voice for Business. Checked 29 September 2026. Prices exclude VAT.

14. 8x8

Best for contact centres

39.0/100

Price on quote

8x8 is an enterprise cloud phone and contact centre platform with Microsoft Teams integration and WhatsApp in its contact centre product. It publishes no UK prices, and its phone app does not text from UK numbers.

Price
Price on quote only
UK calls
Unlimited calling to 14 countries, including the UK, on X2
Contract
Quote only
Hardware
None needed. Desk phones available
Texts
Not on UK numbers in the phone app
WhatsApp
In the contact centre product only
AI and missed calls
AI insights and summaries, tier not published

Score breakdown

  • Cost0/5
  • Works on the phones you own3/5
  • Texts and WhatsApp1/5
  • Missed calls and AI3/5
  • Contract terms1/5
  • Call handling5/5

Why pick it

  • Contact centre, analytics and call queues in one platform
  • Microsoft Teams through Direct Routing and Operator Connect
  • Suits multi-site and international teams

Watch out for

  • No public UK prices
  • The phone app texts only on US and Canadian numbers
  • Built for larger teams, more than a small business needs

Sources: 8x8 UK plans. Checked 29 September 2026. Prices exclude VAT.

What will a business phone system cost your team?

Headline prices hide the real cost. Enter your team size and how much you use the phone. The calculator shows the monthly and yearly bill for every provider in the ranking, with or without VAT.

200 minutes and 50 texts a month each

  1. Virtual Landline£49.75 /mo£597 a year · yearly only
  2. Line£60.25 /mo£723 a year · Pro
  3. bOnline£69.75 /mo£837 a year · yearly only
  4. Zoom Phone£72 /mo£864 a year
  5. Yay.com£74.95 /mo£899.40 a year
  6. CircleLoop£75 /mo£900 a year
  7. Microsoft Teams Phone£81 /mo£972 a year · yearly only
  8. sipgate£89.75 /mo£1,077 a year
  9. BT Digital Voice for Business£90 /mo£1,080 a year
  10. RingCentral£94.95 /mo£1,139.40 a year
  11. Vonage£96 /mo£1,152 a year
  12. Dialpad£110 /mo£1,320 a year
  13. Aircall£150 /mo£1,800 a year
  14. 8x8Quote only

Seat prices are each provider's published price for the plan a small team would buy, with UK calls included up to the provider's fair use limit. Line charges a plan fee plus the calls and texts you use. Handsets, extra numbers and add-ons are not included.

The calculator covers the subscription and normal UK calls. Budget for these too:

  • Desk phones: £45 to £150 each to buy. Some providers only rent handsets on a multi-year contract.
  • Extra numbers: usually £1 to £6 a month for each extra local, 03 or 0800 number.
  • Setup fees: most self-serve providers charge none. Some, such as Dialpad, state that setup fees apply.
  • AI answering: often a separate add-on. RingCentral's AI Receptionist, for example, is £32 a month for 100 minutes, then 40p a minute.
  • Call recording and transcription: included on some plans, charged per minute or per user on others.
  • VAT: almost every business price is quoted without VAT. Add 20 per cent if you cannot reclaim it.

How we ranked them

Each provider scores 0 to 5 on six criteria. The weights reflect what a UK team of 1 to 50 people needs most. The totals are out of 100.

How each provider is scored
CriterionWeightHow it is scored, 0 to 5
Cost25%Monthly bill for five people on a no-contract plan, with about 200 call minutes and 50 texts each. Per person: up to £8 scores 5, up to £12 scores 4, up to £16 scores 3, up to £22 scores 2, more scores 1. Price on quote only scores 0.
Works on the phones you own15%5: iOS, Android and desktop apps on every plan, nothing to buy. 4: works on mobiles and laptops with nothing to buy, with one gap. 3: apps exist, but key features need a higher plan or a desk phone. 1: needs hardware.
Texts and WhatsApp15%5: SMS and WhatsApp on the UK business number, in one inbox with calls. 4: SMS on UK numbers on the plan priced. 3: UK SMS only as an add-on, on a higher plan, or outside the main app. 1: no SMS on UK numbers.
Missed calls and AI15%5: an AI receptionist on every plan. 4: an AI receptionist as a paid add-on. 3: voicemail transcription and AI call summaries, no AI answering. 2: voicemail and an auto attendant only.
Contract terms15%5: monthly rolling, no setup fee, public price. 4: monthly rolling, but a setup fee, a seat minimum or a much higher monthly price than yearly. 3: public price, but a minimum term. 1: price on quote only.
Call handling15%Ring groups, auto attendant, call queues, call recording, reporting and desk phone support. 5: all of these on the plan priced. 4: all but one. 3: ring groups, auto attendant and recording. 2: ring groups and voicemail.

The rules we followed:

  1. Published facts only. Every score comes from the provider's own UK pricing, feature or help pages. Where a fact was not published, the provider does not score for it.
  2. The plan a small team would buy. For each provider we priced the cheapest plan with UK outbound calls included and an auto attendant or ring group. Plans are priced on monthly billing with no contract, excluding VAT.
  3. Cost is calculated, not judged. Each provider's cost is the monthly bill for five people who make or take about 200 minutes of calls and 50 texts a month each. Change those inputs in the calculator above.
  4. Line is scored by the same rules. Line's price comes from its live pricing page, so the ranking moves if that price changes.
  5. Public prices only. We left out GoTo Connect and Gamma Horizon because they publish no UK prices, and 3CX because it is software you host with a separate line provider. 8x8 is included because many buyers shortlist it, and it scores 0 for cost.

We checked every source on 29 September 2026. Prices change often. If you spot a fact that has changed, tell us at hello@useline.io and we will correct it.

What is a business phone system?

A business phone system is the service that runs your business phone numbers. It decides which people and devices ring when a customer calls, what happens when nobody answers, and where calls, voicemails and texts are recorded. Modern systems run in the cloud and ring apps on mobiles and laptops as well as desk phones.

There are five types sold in the UK:

Mobile-first cloud phone

Business numbers that ring an app on the phones and laptops your team already own, with texts, WhatsApp and a shared inbox.

Best for
Teams of 1 to 50 who work on the move or in a mix of places
Typical cost
£5 to £20 a user a month
Hardware
None

Cloud phone system (hosted VoIP)

A full office phone system run by the provider: extensions, call queues and desk phones, plus apps for remote staff.

Best for
Offices of 5 to 250 people who take many calls at desks
Typical cost
£8 to £30 a user a month
Hardware
Optional desk phones, £45 to £150 each

Microsoft Teams Phone

Calls to and from ordinary phone numbers inside Microsoft Teams. Needs a Teams Phone licence and a calling plan or an operator.

Best for
Businesses that already work in Microsoft 365 all day
Typical cost
Licence plus a calling plan, per user
Hardware
None, or Teams-certified phones

Digital landline

A like-for-like replacement for an old line: one number on a phone plugged into the broadband router.

Best for
A shop or office with one number and one phone
Typical cost
£10 to £20 a line a month
Hardware
A digital-ready phone or an adapter

On-premises IP PBX

A phone system you own and run on your own server, connected to the network through SIP trunks.

Best for
Larger sites with in-house IT and existing handsets
Typical cost
Hardware and licences up front, plus SIP trunks
Hardware
A server and desk phones

How to choose a business phone system: seven steps

Count who answers, and where they are

Write down every person who takes customer calls and where they are when the phone rings: at a desk, on a site, in a van, at home. A team that is mostly away from a desk needs a system built around the mobile app. A team at desks all day can use desk phones and call queues.

Decide what happens to a missed call

This is the decision most buyers skip. Choose what a caller gets when nobody is free: another teammate, voicemail, an automatic text back, or an AI receptionist that answers and takes the details. A missed call with no follow-up is usually a customer who calls someone else. Hiya's 2026 State of the Call survey found 85 per cent of UK consumers do not answer calls from numbers they do not recognise, so a call back is not a safe fallback.

Choose your numbers

A local 01 or 02 number looks established in your area. An 03 number costs callers the same as a local call and works nationally. An 0800 number is free to call from mobiles and landlines. A 07 number can send and receive texts. See UK number types below, or keep the number you already have.

Check texts and WhatsApp on a UK number

If customers text you, check that the provider sends and receives SMS on UK numbers, not only on US numbers. Several of the largest providers do not. If customers use WhatsApp, check whether it lands in the same inbox as your calls. Our guide to WhatsApp or SMS for business explains when to use which.

Check your internet connection

Each call needs about 100 kbps in each direction. A stable connection matters more than speed. The VoIP connection check tells you how many calls your line can carry at the same time.

Compare the total cost, not the headline price

Price the plan you would actually use, for your real team size, on the billing term you want. Add handsets, extra numbers, AI and recording add-ons, and VAT. The calculator above does most of this for you.

Read the contract before you sign

Check the minimum term, the notice period, the price rise terms and the cost to leave early. If 10 or fewer people work for your business, you have extra rights under Ofcom rules. Do not sign a clause that waives them.

Features that matter, and what each one does for you

FeatureWhat it does for youWho needs it
Mobile and desktop appsAnswer the business number from any phone or laptop, and keep your personal number privateEveryone, and essential for teams away from a desk
Ring groupsRings several people at once, so the first person free answersAny team of two or more
Auto attendant (IVR)"Press 1 for sales" sends callers to the right person without a receptionistBusinesses with more than one department
Call queuesHolds callers in order until someone is free, instead of sending them to voicemailTeams that take many calls at the same time
Business hours rulesSends out-of-hours calls to voicemail, a text back or an AI receptionistEveryone
Missed-call text backTexts the caller straight away so the enquiry is not lostTrades, salons, clinics, anyone often busy with a customer
AI receptionistAnswers when nobody can, answers common questions and takes the detailsBusinesses that miss calls during jobs or out of hours
SMS and WhatsApp on the business numberCustomers text the number they already have, and replies come back to the teamBusinesses whose customers text to book, confirm or ask
Shared inboxCalls, voicemails and texts sit in one thread per customer that the whole team can seeAny team where more than one person talks to a customer
Call recording and transcriptsA record of what was agreed, for disputes and trainingRegulated businesses, sales teams, anyone who quotes by phone
CRM integrationLogs calls against the customer record automaticallyTeams that already live in HubSpot, Salesforce or similar

UK rules to know before you buy

The PSTN switch-off: 31 January 2027

Openreach switches off the old copper phone network on 31 January 2027. On 31 July 2026 it said "there is no extension to the deadline" and that around 1.5 million lines, including about 350,000 business premises, were still on the old network. Its wholesale line rental rose 20 per cent in April 2026 and 40 per cent in July 2026, and a final rise on 1 October 2026 doubles the price.

Anything that dials out over an old line stops working too: card machines, alarms, lift phones and fax machines. Check each one with its supplier. Our PSTN switch-off guide covers what to move and in what order.

999 and power cuts

A VoIP phone needs power and an internet connection. When either fails, so can a 999 call. Ofcom's General Conditions require VoIP providers to warn consumers and businesses with 10 or fewer people, in plain English, that 999 access "may cease if there is a power cut or power failure, or a failure of the internet connection". Providers must also offer a way to reach 999 for at least one hour in a power cut to customers who depend on their landline.

What to do:

  1. Register the address where each number is used, so emergency services can find you.
  2. Keep a charged mobile phone in the building. A mobile reaches 999 on any network with signal.
  3. Ask the provider how 999 works on its app. Some apps cannot make emergency calls over Wi-Fi, and some services do not carry 999 at all.

Keeping your number

You can move almost any UK number to a new provider. Ofcom's General Conditions cover geographic, non-geographic and mobile number portability. Once a port is ready, the switch must happen within one working day, and any loss of service must not exceed one working day.

The wait before a port is ready varies. Onecom's published BT Wholesale lead times are 4 working days for a single line, 7 for several lines, 10 for lines with direct dial numbers, and 22 for complex setups. Some providers quote 20 working days or more. Order the port early and keep the old service running until the new provider confirms the move.

UK number types and what callers pay

NumberWhat it isWhat callers pay
01 and 02Local number for a town or cityPart of most call bundles. Up to 16p a minute plus a set-up fee outside a bundle
03National number not tied to a placeNo more than a call to an 01 or 02 number
0800 and 0808FreephoneFree from UK landlines and mobiles since 1 July 2015
084Business rateUp to 7p a minute plus the caller's access charge of 8p to 67p
087Business rateUp to 13p a minute plus the caller's access charge
07Mobile numberUsually part of mobile bundles. 10p to 20p a minute from many landlines

An 084 or 087 number costs your customers extra, and many people know it. For most small businesses, a local, 03 or 0800 number is the better choice. A 07 number is the one that customers can text.

Contracts: your rights if 10 or fewer people work for you

Ofcom treats a business, charity or not-for-profit with 10 or fewer people as a microenterprise or small enterprise. You get these protections:

  • A short contract summary before you sign.
  • End-of-contract notifications, and an annual best tariff notice.
  • A maximum initial commitment of 24 months.
  • Notice of a contract change that is not to your benefit, and the right to leave without an early termination charge within one month of that notice.
  • Since 17 January 2025, no inflation-linked or percentage-based price rises in new contracts. Any rise must be set out in pounds and pence.

A provider can ask you to agree in writing to give up some of these protections. Read the contract for that clause, and do not sign it without a good reason.

Call recording

UK businesses can record calls for listed purposes, such as keeping a record of what was agreed or checking standards, under the Investigatory Powers (Interception by Businesses etc.) Regulations 2018. You must make all reasonable efforts to tell callers. A recording is personal data, so you also need a lawful basis, a retention period and a privacy notice. Our guide to recording business calls in the UK covers what to put in place.

Watch out for US-first providers

Some of the best-known phone systems are built in the US, and their UK plans do not always include what a UK business expects. We found these limits on the providers' own pages on 29 September 2026:

  • RingCentral does not offer SMS on UK numbers. Its community forum says it is planned.
  • 8x8 says in its help pages that its app "does not support SMS chat on phone numbers from outside the United States and Canada".
  • Dialpad says SMS is "only available in the United States and Canada" on its pricing page. Its help centre offers UK SMS as an add-on through sales.
  • Vonage's business app sends SMS in the US and Canada only. UK texts need the Max plan's eSIM, and those texts do not sync with the main account.
  • Quo (formerly OpenPhone) and Talkroute do not sell UK numbers at all.

UK mobile networks also block texts sent to UK mobiles from US-style numbers. If your customers text you, choose a provider that texts from a UK number.

How to switch without missing a call

List what you have today

Note every number, who it rings, the voicemail greeting, and any device that uses the line, such as a card machine or alarm.

Set up the new system first

Create the account, add your team, set business hours and your missed-call rule. Test it on a temporary number before you move anything.

Order the port

Give the new provider your account number and a recent bill. Do not cancel your old service. The port moves the number, and the old contract ends when it completes.

Forward calls while you wait

Most old providers let you forward the number to the new system or a mobile while the port runs, so no call is missed. See how to forward calls to another phone.

Test on the day, then tell your team

When the port completes, call the number from a mobile, send it a text, and leave a voicemail. Then check every device that used the old line.

Questions to ask any provider before you sign

  1. What is the total monthly price for my team, including VAT, numbers and the features I need?
  2. Is there a minimum term, a setup fee, or a charge to leave early?
  3. Can I send and receive texts on my UK number? What about WhatsApp?
  4. What happens to a call when nobody answers? Is AI answering included or extra?
  5. How does 999 work on the app, and what happens in a power cut?
  6. How long will it take to move my number, and do you charge for it?
  7. What is the fair use limit on "unlimited" calls?
  8. Can I use my own mobile and laptop, or must I buy handsets?
  9. Who owns my numbers and call recordings if I leave?

Business phone systems by type of business

Frequently asked questions

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